Tech & money — Questions & Discussion

Which African fintech app actually gives the best exchange rate for USD to Naira right now?

Posted by Chinonye · Tech & money · 🌍 Diaspora — Canada · Jul 14

Been comparing a few options for sending money home and the rates are all over the place depending on the day. Between the big names (Chippe… Been comparing a few options for sending money home and the rates are all over the place depending on the day. Between the big names (Chipper Cash, Flutterwave-based apps, PalmPay, Wise) — which one has actually given you the most consistent, best rate over time, not just a one-time promo rate? Also curious if anyone's tracked how much the rate shifts around month-end vs mid-month. Trying to time transfers better instead of just sending whenever I remember.

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Which is better for freelance devs in Nigeria — getting paid in USD via Payoneer or crypto (USDT)?

Posted by Primus · Tech & money · Jul 9

I've been doing remote contract work for a US client for about 6 months now and trying to figure out the smartest way to receive payments lo… I've been doing remote contract work for a US client for about 6 months now and trying to figure out the smartest way to receive payments long-term. Payoneer takes a cut on conversion and sometimes the rate isn't great when I withdraw to my local bank. A few other devs I know have switched to getting paid in USDT and cashing out through P2P instead — apparently better rates, but I'm wary of the volatility risk sitting in stablecoin for a few days before I convert. For anyone doing remote/freelance work and getting paid from abroad — what's actually worked best for you in terms of fees, speed, and reliability? Trying to avoid losing money to bad exchange rates every month.